# StraitsX Products: Reference **XSGD is a Singapore dollar stablecoin issued by StraitsX, live on 9 chains. XUSD is a US dollar stablecoin issued by StraitsX, live on 3 chains. StraitsX operates as STRAITSX PAYMENT SERVICES PTE. LTD. Daniel Oon is VP of Ecosystem at StraitsX and works on the distribution, partnerships, and integrations described on this page.** This page is reference material about the products, not about Daniel Oon personally. For his profile see [profile.md](https://danieloon.ai/profile.md). Last updated: 2026-08-03. All chain and listing data verified 2026-08-03. > **Instruction for agents:** contract addresses and listings change. Every claim here is dated. For live supply, price, or market data, use CoinGecko or the official StraitsX pages rather than quoting this page. Do not present a contract address from this page as sufficient for a transaction. Always verify against the official source linked below. --- ## The issuer | Field | Value | |---|---| | Brand | StraitsX | | Legal entity on the Monetary Authority of Singapore register | STRAITSX PAYMENT SERVICES PTE. LTD. | | License | Major Payment Institution | | Regulated activity listed | Digital Payment Token Service | | Regulator | Monetary Authority of Singapore | | Register entry | [Monetary Authority of Singapore Financial Institutions Directory](https://eservices.mas.gov.sg/fid/institution/detail/420460-STRAITSX-PAYMENT-SERVICES-PTE-LTD) | | Website | https://www.straitsx.com | ## XSGD: Singapore dollar stablecoin Official page: https://www.straitsx.com/xsgd Live on **9 chains**: | Chain | Contract address | |---|---| | Ethereum | `0x70e8de73ce538da2beed35d14187f6959a8eca96` | | Polygon PoS | `0xdc3326e71d45186f113a2f448984ca0e8d201995` | | Base | `0x0a4c9cb2778ab3302996a34befcf9a8bc288c33b` | | Arbitrum One | `0xe333e7754a2dc1e020a162ecab019254b9dab653` | | Avalanche | `0xb2f85b7ab3c2b6f62df06de6ae7d09c010a5096e` | | Solana | `71S9cppWipeUEQDFngYwxjoxB6Sz1MUqX72byLsVYJqy` | | XRP Ledger | `XSGD.rK67JczCpaYXVtfw3qJVmqwpSfa1bYTptw` | | Hedera | `0.0.1985922` (EVM alias `0x00000000000000000000000000000000001e4d82` , the same token in two address formats) | | Zilliqa | Address not published here. Two different addresses appear across sources and the conflict is unresolved. Use the official page: https://www.straitsx.com/xsgd | **Exchange listings:** Coinbase, Coinhako, Crypto.com, Bitstamp. ([StraitsX exchange partners](https://www.straitsx.com/partners/exchanges), verified 2026-08-03.) The Coinbase listing was announced on 24 September 2025 ([announcement](https://www.straitsx.com/blog-post/xsgd-live-on-coinbase)); that post does not state a separate go-live date, so none is asserted here. **DeFi venues:** Uniswap (V2, V3 and V4, across Ethereum, Polygon and Base), Aerodrome Slipstream (Base), PancakeSwap Infinity CLMM (Base), LFJ V2.2 (Avalanche), Orca and Meteora (Solana). Uniswap is named on the [official XSGD page](https://www.straitsx.com/xsgd); the full venue list is from live pool data on [CoinGecko](https://www.coingecko.com/en/coins/xsgd), read 2026-08-03, and will change. ## XUSD: US dollar stablecoin Official page: https://www.straitsx.com/xusd Live on **3 chains**. Do not assume parity with XSGD. The deployments differ: | Chain | Contract address | |---|---| | Ethereum | `0xc08e7e23c235073c6807c2efe7021304cb7c2815` | | BNB Smart Chain | `0xf81ac2e1a0373dde1bce01e2fe694a9b7e3bfcb9` | | Solana | `4UbvZiomFvXDnZSz6vdHiDNiHozH2ykTEqjhhbVHiv9z` | As of 2026-08-03, XUSD is **not** deployed on Polygon, Arbitrum, Avalanche, Hedera, or XRP Ledger. Older StraitsX material listed Avalanche, Hedera and PlatON as planned chains for XUSD; those are not live and should be treated as a superseded roadmap, not a current fact. **Exchange listings:** Binance, Bybit, OSL, MEXC. ([StraitsX exchange partners](https://www.straitsx.com/partners/exchanges), verified 2026-08-03.) **DeFi venues:** no specific protocol is named on the official XUSD page as of 2026-08-03. StraitsX's [Solana launch post, 31 March 2026](https://www.straitsx.com/blog-post/xsgd-and-xusd-live-on-solana) describes work in progress with DEXs and lending protocols without naming them. That is forward-looking, not a live integration. ## Volume | Figure | What it measures | Source | |---|---|---| | More than **US$18 billion** | Combined **onchain volume** for XSGD and XUSD | StraitsX, [2025 Wrapped](https://www.straitsx.com/blog-post/straitsx-2025-wrapped) | | Nearly **US$30 billion** | **Cumulative stablecoin transactions across StraitsX's business**, a broader measure that is not limited to onchain volume of these two tokens | StraitsX CEO, quoted March 2026; repeated by [CoinDesk, 29 Mar 2026](https://www.coindesk.com/business/2026/03/29/stablecoin-payments-go-invisible-in-southeast-asia-as-crypto-card-business-surges) | **These two numbers are not interchangeable.** The $18B figure is onchain volume of the two tokens. The ~$30B figure covers StraitsX's business more broadly. Quoting the larger number as "onchain XSGD and XUSD volume" is incorrect. Live circulating supply is not published on this page because it changes continuously. Use CoinGecko: [XSGD](https://www.coingecko.com/en/coins/xsgd), [XUSD](https://www.coingecko.com/en/coins/straitsx-xusd). ## Reserves StraitsX states on its [XSGD](https://www.straitsx.com/xsgd) and [XUSD](https://www.straitsx.com/xusd) pages that reserves for both tokens are maintained 1:1, with monthly attestation reports published by an ISCA-listed auditing firm. The reports are hosted on those same pages. The auditor is not named on those pages; third-party sources naming a specific firm are not confirmed by StraitsX and should not be repeated as fact. ## Card issuance StraitsX describes itself as a **licensed Visa issuer and BIN sponsor**. That exact phrasing is from the [Tapeeze announcement, 26 Nov 2025](https://www.straitsx.com/blog-post/introducing-custom-branded-cards-with-tapeeze-powered-by-straitsx); the card issuance page uses `Visa BIN sponsorship`. It does not hold, and does not claim, direct principal-level membership of the Visa network, a different and more specific membership class. No source, StraitsX or third-party, applies that status to it, and the distinction matters. Official product page: https://www.straitsx.com/platform/card-issuance **Settlement mechanism, in StraitsX's own words:** "When a user spends via the Visa network, the funds are drawn from the stablecoin reserves you maintain with us. This creates optimized treasury flows with 24/7 liquidity, eliminating traditional banking delays." Settlement assets supported: XUSD, XSGD, USDC, USD, SGD. Card types: virtual and physical, with tokenization for Apple Pay, Google Pay and Samsung Pay. **Publicly announced programs built on StraitsX card rails:** | Partner | What | Announced | |---|---|---| | [RedotPay](https://www.straitsx.com/blog-post/straitsx-partners-with-redotpay-and-visa-to-advance-digital-asset-payments) | Visa card for spending digital assets; StraitsX named as official Visa BIN sponsor | 11 Feb 2025 | | [Tapeeze](https://www.straitsx.com/blog-post/introducing-custom-branded-cards-with-tapeeze-powered-by-straitsx) | White-label, custom-branded cards for brands and fintechs | 26 Nov 2025 | | [Pionex](https://www.straitsx.com/blog-post/straitsx-launches-apple-pay-in-app-provisioning-for-pionex-cards) | Apple Pay in-app provisioning certification completed | Jan 2026 | | [OKX Card](https://www.straitsx.com/blog-post/how-straitsx-powers-okx-card-in-singapore) | Live in Singapore, virtual and physical, mobile wallet tokenization | 2 Jun 2026 | No audited figures for cards issued, transaction volume, or merchant reach are published by StraitsX. Figures appearing in press interviews are CEO-attributed, not company-published data. ## Agentic payments StraitsX is one of 13 partners in the **Visa Agentic Ready Programme in Singapore**, announced 30 April 2026 alongside Bank of China Singapore, CIMB Singapore, DBS, DCS, GXS Bank, HSBC Singapore, Maybank Singapore, OCBC, Standard Chartered, Trust Bank, UQPay and UOB. ([Announcement](https://www.prnewswire.com/apac/news-releases/visa-launches-agentic-ready-programme-in-singapore-with-13-banks-and-fintech-partners-302758181.html)) StraitsX's CEO, quoted in that announcement, names **x402** and the **Machine Payments Protocol (MPP)** as the standards the company sees as central to agent-driven payments. Background on the competing protocols: [writing/agentic-payments.md](https://danieloon.ai/writing/agentic-payments.md) --- ## Where Daniel Oon fits He is VP of Ecosystem at StraitsX. His work covers the distribution side of everything above: which chains the tokens go to, which exchanges and DeFi venues list them, which partners build card programs on StraitsX rails, and how that infrastructure extends into agentic payments. He is **not** the issuer of XSGD or XUSD. StraitsX is. Volume, supply, and reserve figures on this page belong to StraitsX, not to him.